Question by Nan EJ in her tree xxx: Is cheap car insurance for women sexist?
question on morning TV
Best answer:
Answer by Lefty
No..they are better drivers for the 18-25 year old demographic
Add your own answer in the comments!
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I HEARD WOMEN GET CHEAPER CAR INSURANCE…
No its because they are pussies and generally drive slower (safer).
No. Insurance companies are not in the business of losing money. They hire mathmaticians in the specialized field of “actuarial science” to calcuate what their rates should be. They study probability. You know – are you more likely to get into a car accident if you smoke, if you drink, if you are male, if you are female, if you have speeding tickets, etc. Women have lower insurance rates because they are less likely to get into an accident – period.
One could conclude that they are better drivers, however, you have to bear in mind, if a man and a woman are together, often the man drives, which can skew things a bit. Women do tend to do better at multitasking, and keeping track of multiple cars around you in traffic is multitasking. Women tend to be more cautious than men, and thus drive less agressively. I think there is just a little too much to write this off to men driving more than women.
Your insurance rates are based on how likely you are to get into an accident (i.e. how likely is it that the insurance company is going to have to pay an insurance claim to you). They can show their math to prove why women get a better rate. Can you show your math as to why men should?
no but its better you dont see us speeding down the M1 on police file………….
Lmao!
dandys. go go granny its cheap
I don’t know that it’s sexist. I do know the insurance companies are not going to make it any cheaper for men, just more expensive for women. Who is the winner? Yes, the insurance companies.
Yes. Very. There is no factual basis that women are better or worse drivers than men and anybody that says otherwise is an idiot.